8th Sep 2016
If you are a Maryland resident and you own a car, chances are, you’ve heard of PIP. But what is PIP and what can it do for you?
PIP stands for Personal Injury Protection and it is coverage through your own insurance company that pays your medical bills and lost wages if you are injured in an accident regardless of fault.
Most Maryland drivers have PIP coverage unless they expressly waive it.
The amount of PIP coverage is decided by you at the time you secure automobile insurance.
PIP is also referred to as “no fault” insurance, since policyholders can recover on claims regardless of which party is at fault and it doesn’t result in an increase in your insurance premium.
Full personal injury protection provides benefits for you, any member of your family who resides in your home, and any non-family occupants in your car.